In these times of rising costs keeping your premiums down for your car insurance can be pretty important.  There are a few things that can be done.

1.  Increasing the deductible - If it is possible to increase the deductible on your auto insurance there can be a significant reduction on the premium.

2.  Keeping a clean driving records - This makes you a better risk, therefore the auto insurance company may be willing to offer a discount.

3.  Multi-vehicles - Usually the more auto insurance policies with the same company will mean a bigger discount.

4.  Defensive driving course - Check with the company you have auto insurance with and see if they offer a discount for this.  Also, if you have a teenager, and your son or daughter keeps a high grade point average and will take a short test from the auto insurance company there might be an added discount.

5.  Public transportation and car-pooling - This uses less gas and of course lessens the chance of being involved in an accident so the auto insurance company likes that.

6.  Over twenty-five and/or married - Most auto insurance companies will reduce the premium significantly when these occur.  They assume you are more responsible.

7.  Safety and anti-theft  features - These will affect your auto insurance premiums.

8.  The type of vehicle - Auto insurance for a sports car is going to cost more than a larger family car.  Thieves would much rather steal a flashy sports car than a much more sedate family car.

When considering auto insurance companies and policies, check these out and ask questions. Then you can make an informed decision in choosing the best auto insurance for you and your family. 

The more discounts you get, the more money is left in your pocket.