Many individuals work today, not because the paycheck is necessary for groceries but in order to pay for medical insurance.  What happens when you lose the job that provides the California health insurance that you need?

Thankfully California law says if you become unemployed or laid off you have certain rights of protection, continued medical insurance being one of them.  Cobra (Consolidated Omnibus Budget Reconciliation Act) is designed to ensure that employees and family members that have been faced with termination or lay offs due to company downsizing or shutdowns still have needed insurance protection.  This provision ensures that individuals are able to continue health insurance protection for themselves and their families for a period of time.

COBRA is not the most affordable California health insurance on the market, but it is still a whole lot cheaper than shelling out the full amount for individual health insurance out of your back pocket.