Get over any reservations about asking questions BEFORE you start looking for health insurance quotes. If you don’t understand something, it can cause you to pay for a policy that does not adequately meet your needs, or you may pay more than necessary.

Some common questions that are okay to ask about a policy are:

Are regular check-ups covered?

Are my children’s vaccines covered?

What about appointments with specialists?

How about prescriptions?

What is the hospitalization policy?

Are emergency room visits covered 100%?

Is vision or dental covered?

Is mental health treatment covered?

What is covered as to gynecological care?

Is there coverage for long-term care, chronic diseases, Hospice care?

If you do not understand something when discussing the policy with a health insurance agent, you will NOT understand it when you get home.

ASK.

You will be paying good money for this policy; you want it to be there for you when you need it!

ASK.

PS Oh, and don't forget to ask.