Today a variety of circumstances can put you in a position to seek individual health insurance.  Quitting a job that provided insurance, no longer having a mate that has insurance, the list can be long. 

What is important is finding affordable individual health insurance.  If you are going from group health insurance to an individual policy you are going to be shocked at the rates. I wish there was an easier way to say it, but unfortunately that is just the way it is.  No plan is going to be cheap. 

Some policies may have cheaper rates than others but that does not mean they are better. 

Think of it like looking for a used car and finding two that are close to the same price. 

Is the cheaper one the better car?  Not necessarily.

What do you need to do?  Comparison shop.

Sometimes two different companies can show you their individual health insurance coverage and there can be a drastic difference in the rates.  Every company evaluates things differently, every state has differences in their regulations, and many are understandable.  Some, no one knows but them.

What is a person to do?

Well, back to looking for a used car.  Would you buy the first one you came across?  Not likely.  If you found another one would comparing between the two guarantee you the best deal?  Not likely. 

However, if you took your time and checked all the lots and the want ads, and started narrowing down your search according to what each car offered and what they cost, you would be in a far better position to get the best deal available.

Now let's return to shopping for affordable individual health insurance quotes.

Check with as many health insurance companies as you can. 

Is one enough?  No! 

Is two or three?  Not likely. 

Don't hesitate to get six or eight individual health insurance quotes before laying them out side by side and making a final selection. 

Go over the policy like you might go over a used car.  After all it is your hard earned money that is paying for it, so make certain that you are getting the best deal on individual health insurance you possibly can.