When you are getting Michigan automobile insurance quotes, you will notice that all have Personal Injury Protection or PIP.  This protects you in the event of an accident.  It doesn’t make any difference if the accident is your fault or someone else’s and you are hurt. 

Under the basic no-fault insurance the personal injury protection your medical expenses are covered up to $10,000. If you are injured in an automobile accident medical expenses are expenses that have to do with services, products, or even accommodations needed if related to the injury.

Also, what if you cannot work because of being injured in an accident? 

You are insured.  But, again, check Michigan automobile insurance quotes to make sure you are getting the best you can get for your money.  If you can’t work this insurance will pay up to 85 percent of your income for up to three years if you had been able to work. 

If a family member dies in an automobile accident personal injury protection insurance will cover wage loss and fringe benefits you would have received from the persons income.

Additionally, personal injury protection insurance will pay someone to come into your home and perform services, such as housecleaning or yard work, if you cannot perform these for yourself due to an injury in an automobile accident.