Are you thinking of moving to Michigan?  Or do you already live there?  If you own a car or are thinking of buying one, then you will be faced with buying Michigan automobile insurance.  It is important that you get several Michigan automobile insurance quotes and compare what is available and what will meet your needs. 

One of first things you should know is that Michigan is a no-fault state for automobile insurance.  This means the law requires you to carry a minimum amount of insurance coverage.  If you do not carry it, or have had it and allow it to lapse, you can be fined, lose your driver's license, or be put in jail. 

This basic, no-fault  Michigan automobile insurance coverage  that is required has three parts to it:

Personal Injury Protection

Property Protection

Residual Liability Insurance. 

Make a comparison of Michigan automobile insurance quotes from different companies to see which suits your needs the best.

The basic Michigan automobile insurance quotes will offer minimum coverage.  These are:

$10,000 for personal insurance protection (PIP)

$10,000 for property damage

$20,000 per injured person or $40,000 total for each accident of residual liability insurance. 

If you ever happen to get sued, the minimum amount is all the basic insurance will pay.  You can get  Michigan automobile insurance quotes for additional residual liability insurance thereby giving yourself more protection if the courts award a higher amount than the basic insurance covers.